People sharing a house
3 min read

A Renters Guide to a HMO

A House in Multiple Occupation (HMO) offers an affordable and flexible option when renting. Whether you’re a student, young professional, or simply looking for cost-effective living arrangements, understanding how HMOs work is important. We walk you through everything you need to know about renting in an HMO.

What is a HMO?

An HMO (House in Multiple Occupation) is a property rented out to three or more tenants who are not part of the same household but share communal areas, such as a kitchen, bathroom, or living room. HMOs are popular with:

  • Students
  • Young professionals
  • Individuals looking to share living costs

Types of HMO’s

There are small and large HMO properties.

A small HMO has fewer than five renters and meets the basic definition.

A large HMO would accommodate five or more renters forming more than one household and sharing facilities.

HMO examples

  • A house shared by a group of friends or unrelated professionals.
  • Bedsit accommodation with a shared bathroom and kitchen.
  • A property converted into self-contained flats that do not meet specific building regulations.

In the UK, landlords of large HMOs must obtain a license from the local council. Some councils may also require licenses for smaller HMOs, depending on local regulations.

What is a household?

A household is one person, or members all of the same family who live together, such as:

  • Relatives (or half-relatives) 
  • Step-parents and step-children
  • Those in relationships (married or living together)

Pros and cons of renting in an HMO

Pros

  • Affordable rent: sharing a property usually reduces costs compared to renting a self-contained flat or house.
  • Inclusive bills: Many HMO rents include utilities like electricity, water, and Wi-Fi.
  • Community: Living with others can be a social and supportive experience.

Cons

  • Sharing spaces: You’ll need to share kitchens, bathrooms, and living areas with other tenants.
  • Limited privacy: Living alongside people you don’t know can sometimes cause friction.
  • Landlord requirements: HMOs often come with stricter landlord rules due to licensing and safety regulations.

Questions to ask before renting an HMO

  1. Is the property licensed? Check the HMO is licensed with the local council. Licensing ensures that the property meets its legal requirements.
  2. What’s included in the rent? Sometimes utilities, council tax, and Wi-Fi are included in the monthly rent.
  3. Who manages the property? Establish if the landlord manages the property or if there’s a letting agent responsible for repairs and tenancy issues.
  4. How are shared responsibilities managed? Check how communal areas are maintained. Is there a rota for cleaning, or is a cleaner provided?

Your responsibilities in a HMO

  • Pay your rent on time as per your tenancy agreement.
  • Be mindful of noise levels and shared spaces and be respectful of your housemates.
  • Notify your landlord or letting agent about any repairs or problems.

Landlord responsibilities for a HMO

Landlords of HMOs must comply with stricter safety regulations, they must

  • Make sure that shared facilities and areas are in a good condition
  • Carry out annual gas safety checks and provide you with a certificate 
  • Put proper safety measures in place e.g. smoke alarms and fire doors
  • Ensure the property is not overcrowded
  • Make sure there are enough cooking and bathroom facilities for the number of tenants
  • Check the electrics every 5 years
  • Ensure there are enough rubbish disposal facilities
  • Keep washing and cooking facilities to a certain standard

Tips for living in a HMO

  • Agree on cleaning schedules and shared expenses with housemates.
  • Be considerate of others’ personal space and schedules.
  • Address any issues with housemates calmly and directly.

Renting in an HMO can be a practical and social housing solution, but you need to do your research and understand your rights and responsibilities.

Ready to start your rental journey? Check out our other top tips on renting to help you find the perfect place to call home.

Lets connect

Sign up to our newsletter for more insights, news and freebies delivered directly to your inbox.

Also, why not subscribe to our YouTube channel while you’re here? 

Last Updated: December 12th, 2024